If you are looking for information about mortgage home
loans, home equity loans, bad credit loans, good credit
loans, construction loans or refinance loans you have come
to the right place. We are continually adding more mortgage
information to this list so come back often. If you are
a mortgage professional you are welcome to submit
a mortgage article yourself.
Shared Appreciation Mortgage: Why would you go for it?
Shared Appreciation Mortgages give the opportunity to the borrower to negotiate a lower interest rate (usually 2 to 3 points down from market rates) and agree to share the home appreciation value with the lender by an agreed upon percentage. You get the option of either not paying anything throughout the term or the monthly payments according to the interest locked-in.
Shared Appreciation Mortgage: Why would you go for it?
Posted 6/2/2005 8:27:40 PM
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Mortgage: For Those Twilight Years
2004 witnessed a growing number of applications for reverse mortgage. Compared to 2003 which witnessed a rise of 112% in applicants, 2004 had only 109%, yet Home Equity Conversion Mortgage (HECM) grabbed the lion’s share with 90% of the pie. This is attributed to the growing awareness especially from the government initiative to educate the senior citizens about the benefits of reverse mortgage. In its early years, Americans were apprehensive about this backward process. They felt that this income getting mortgage has something fishy associated. Some lenders too helped spread rumors because the products did not involve much security to them, especially with the FHA insured HECM.
Mortgage: For Those Twilight Years
Posted 5/27/2005 6:14:31 PM
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Mortgage - Harvesting Time for Consumers
Mortgages help you attain the home and also teaches you how to live by it. With mortgage rates plummeting down the roller coaster, the mortgage applications are rising. The refinance boom is still at large and the fear of being a bubble is slowly vanishing. Mortgage is the best secured loan and the cheapest option for financing.
Mortgage - Harvesting Time for Consumers
Posted 5/24/2005 4:00:26 PM
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Mortgage Amortization
Mortgage Amortization is the repayment of a mortgage loan by installments with regular payments to cover the principal and interest. It is the process of reducing principal and interest in equal installment payments at specific intervals over a set term.
Mortgage Amortization
Posted 5/9/2005 3:04:53 PM
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Watch Your Debt Ratio During a Cash Out Refinance
If you're considering pulling some cash out of your own mortgage by refinancing, take a look at the rest of your personal credit. You could inadvertently cause yourself much grief while the savings you earned during the refinance get sucked away by other lenders.
Watch Your Debt Ratio During a Cash Out Refinance
Posted 4/15/2005 5:19:19 AM
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Why Get Pre-Approved for a Mortgage?
Realtors will spend more time assisting you with your home search if they are confident you’ll be able to obtain financing once you’ve located a home you’re interested in purchasing.
Why Get Pre-Approved for a Mortgage?
Posted 4/11/2005 12:20:05 AM
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Home Loan For People With Bad Credit
Do you have bad credit and are trying to get approved for a home loan? Getting a mortgage loan with poor credit history can be difficult, but it’s definitely possible.
Home Loan For People With Bad Credit
Posted 4/10/2005 10:48:24 PM
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How To Save Hundreds A Month On Your Mortgage
When it comes to American spending habits, the sad truth is that most people don't put their financial assets to the best use. One of the greatest examples of this is the home mortgage.
How To Save Hundreds A Month On Your Mortgage
Posted 4/10/2005 10:47:15 PM
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Cash Out Refinance – Home Equity Mortgage Loan or Cash Out Refinance
Do you need extra cash? Are you trying to decide between a home equity loan or a refinance loan to get some extra cash out of your home?
Cash Out Refinance – Home Equity Mortgage Loan or Cash Out Refinance
Posted 4/10/2005 10:23:30 PM
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