WE ARE YOUR ONE STOP LOAN CENTER. American Guardian Home Loans is a lender specializing in Alt-A and Sub-Prime products. We have a reputation for creating superior and innovative solutions to Mortgage Brokers. Our primary goal is to establish long term relationships by providing quality service and maintaining open communications along with professionalism and integrity.
"Look at these "Niche Products"
Option Arm "Pick a Pay" Purchase Loans up to 95% - SISA Refinance Cash Out up to 90% SISA Loans up to $6,000,000 with reduction on max LTV _______________________________________
Foreclosure F/C Seasoned 1 Year = No Affect to Mortgage Rating 95% Financing Available _______________________________________
Cash Out Refi with "No Title Seasoning" 6 Months Minimum Less than 6 months on a case by case basis (comps to support or documented improvements) ______________________________________
No DOC Loans 95% One Loan, Over 700 FICO 85% One Loan, 660 FICO _____________________________________
Bad Credit and High Loan AmountsCalifornia Loans $1,200,000 on Refi's - $1,400,000 on Purchases _______________________________________
No Tradelines Required Borrower no longer required to have minimum tradelines Borrower must have at least two credit scores Payment shock restrictions eliminated for first time home buyers.
