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DCS Wholesale Mortgage Jessica Richardson 909-354-0197

You Are an Approved broker w/DCS! Get 1% off rate sheet for loans $300,000+ (Loans up to $1.2 million) Viper Product · Full Doc, Stated, No Doc · Full Doc - 100% with 580 mid score, (W-2 or self employed) · Stated - 100% with 640 mid score (self employed borrowers only) · No MI on any of our products!! · Minimum credit score 500 (full doc/stated), 660 (no doc) · SFR, PUD, Fee Simple Townhouses, Condo, 2-4 units, · Non-owner occupied/investor/2nd home (95% full doc or 90% stated) · Maximum Loan Amounts up to $1,200,000, Minimum Loan amount $100,000 · Debt Ratio up to 55%, 100% CLTV · Roll 30, 60, and 90 day lates on the mortgage · Trade lines can be closed or in collections as long as they have existed · We only look at mortgage lates within the last 12 months – we do not care about consumer credit lates · Disregard all Collections and Judgments greater than 12 months old · Collections greater than $5,000 must be paid down to $5,000. Collections less than $5,000 are disregarded · No BK Seasoning to 95% - (Must be discharged, dismissed or paid off prior to funding) ü 95% Chapter 13 buyout ü 6 month BK seasoning to 100% · 6% Seller Contributions, Family Member Gifts, Down Payment Assistance Programs · Risk Level Upgrade Program (upgrade entire risk level for better LTV and rate) · Viper-Score Option (the credit score of the higher scoring borrower may be used as long as they make 30% of the qualifying income. Max CLTV is 95%) 40 Year Amortization available! FAX OVER 1003 AND CREDIT REPORT TO ACCOUNT EXECUTIVE TODAY! Jessica Richardson DCS Wholesale Mortgage 909-354-0197-office 951-277-2167-fax

dcs wholesale mortgage